Flexible Online Credit

Our available Finance Options


Here at Hunters Furniture we understand that sometimes purchasing your new bed or sofa can often be a huge financial decision. In order to make it a little easier we have a range finance options available to you.

We have 3 payment periods you can spread your cost over using our Interest Free Credit programmes.

Up to 18 months Interest Free Credit (0% Typical APR) - minimum 20% deposit:

  • 10 months interest free credit for loan amounts over £675
  • 12 months interest free credit for loan amounts over £1250
  • 18 months interest free credit for loan amounts over £2000

If you need longer to pay for your item don’t worry. We have 3 payment periods you can select using our Classic Credit programmes which provide repayment for up to 48 months.

Up to 48 months Classic Credit (9.9% Typical APR) - minimum 20% deposit:

  • 24 months classic credit for loan amounts over £675
  • 36 months classic credit for loan amounts over £1000
  • 48 months classic credit for loan amounts over £2000

Try out our easy to use finance calculator below. Just enter your order value to see what options are available to you.


How do I apply for finance?

By keeping our customers in mind, our Finance Options are very straightforward to understand and apply for.

Once you’ve selected your item (or items) begin the checkout process as normal.

Next you need to select ‘Purchase on Finance’. You can use our credit finance calculator to select a monthly payment and repayment period that best suits you.

You’ll then need to input your details. This will require to have handy the following information:

  • Your current address (also any previous addresses from within the last 3 years)
  • Bank account details including your account number and sort code
  • Contact telephone and e-mail address
  • Your employment and income details

It is at this point that we have you over to our finance partners at V12 Retail Finance. Here you will complete your order, credit agreement and pay your deposit.

Once accepted you will receive a confirmation e-mail within 24 hours.

Please remember – any finance option offer is subject to acceptance by V12 retail Finance. If you have been successful in your application, you will be prompted to ‘E-Sign’ your credit agreement online.

If for some reason your application is unsuccessful, V12 Retail Finance will get in touch with you directly in order to discuss the matter. 


What restrictions are there?

In order to ensure that our finance options are suitable for you, there are a few stipulations that you must meet in order to qualify for any potential repayment programme. The restrictions you need to know are:

  • You must be over 18 years of age
  • You, or your partner, are in permanent paid employment, self-employed, retired and receiving a pension, a working student in part time work or in receipt of disability benefits
  • You must have been a resident within the UK for at the least the last 3 years
  • You must have a debit or credit card in your name which is registered to your address – this is necessary in order to pay your deposit (a minimum of 20% of your order value)
  • You must hold a bank or building society account – this is important as you’ll need this to complete the direct debit instructions needed to being your repayments


Finance options provided by a leading provider

When you select one of the available Credit options you can relax knowing that your finance agreement is being provided V12 Retail Finance, one of the UK’s leading providers of retail credit solutions.

Want to know more? Click here to visit V12 Retail Finance.

The interest free credit (0% APR representative) and interest bearing credit (9.9% APR representative) advertised is provided solely by V12 Retail Finance. It is provided subject to acceptance and the terms and conditions of V12 Retail Finance. Written details on request. Licensed credit broker.

Hunters (Derby) Limited acts as a credit broker and will introduce you to V12 Retail Finance Limited to complete your application for finance. We may receive a commission if your application is successful, and the amount may vary depending on the product chosen and the amount of credit taken out. 

V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.


Cooling off period

Your customer rights grant you a 14 day ‘cooling off’ period which begins once your E-Signature has been completed on your credit agreement. Should we need a physical signature from you, your cooling off period with start the day after we have received your credit agreement paperwork.

The payment s you will make via your finance agreement with commence with 30 days of the delivery of your items. Here at Hunters we want to make everything as simple as possible for you, so we aim to deliver all of your items together in one drop off.

Need some help?

If you need some help the team here at Hunters Furniture are always on hand. Simply give us a call on 01332 285 349.

Alternatively you can always message us via our livechat system, send us an email or visit our Derby store on Babington Lane.

Our shop and phones lines are open 7 days a week within the following times:

Monday to Saturday: 9am till 5:30pm

Sunday: 10:30am till 4:30pm


Changing address?

Are you moving home? Or providing your friends and family with a gift? Don’t worry, all you need to do is complete our finance application forms with the address that your bank account, referencing and contact details are attached to.

After completing your order with us, just contact the Hunters Furniture website team with the new details of where the items need to go. We will intern pass this information onto V12 Finance who will contact you directly for clarification. Once this has been done they will give us the green light to deliver your items to the new address.